Home Repair Loans & Grants

The City of Citrus Heights has home repair programs designed to assist homeowners with essential repairs. The home must be owner-occupied and the household must qualify as low-income. Please see the chart below to determine if your household is eligible. These loan and grant programs offer low- and no-interest financing with generous terms. There are no application fee and all costs may be financed.

2019 Income Limits       

Household Size1234567
Annual Income $46,850 $53,550 $60,250 $66,900 $72,300 $77,650 $83,000

Single Family Housing Repair Loans

Up to $60,000 loans for essential home repairs, including, not limited to roof repair or replace, heating and cooling system repair or replace, plumbing, electrical, water damage and dry rot repairs. For owner-occupied single family homes, condominiums, and half-plexes that are separate from adjoining structures.

  • 30-year deferred loan
  • 0%-3.00% interest rate
  • Principal and accrued interest will be deferred for 30-years
  • The loan becomes due upon the sale of the home, title transfer or if the home is not owner-occupied

Accessibility/Safety Grants

Up to $5,000 grants for eligible persons 62+ and or permanently disabled to make minor improvements to the accessibility and safety of the home.

  • Includes ramps, grab-bars, visual alarms, and more
  • For owner-occupied homes, including single-family, mobile homes, condominiums and half-plexes that are separate from adjoining structure

Click here to download the Housing Rehabilitation Program Guidelines

How to apply for assistance?

Contact - City of Citrus Heights
Housing and Grants Division
Phone: (916) 727-4830